Our guest on today’s episode of the Gentleman’s Journal podcast is Vernon Hill — serial entrepreneur, master retailer and, most recently, the founder of Metro Bank.

Vernon founded his first business when he was just a teenager, and had set up his first bank by the age of 26. As you’ll find out, he’s not much interested in sticking to conventions — at the time he set up Metro, it was the first bank to be established in the United Kingdom since 1840.

Today, Vernon describes his early career with Ray Kroc, the man behind McDonald’s; how his dog Duffy is at the centre of his business model; and why you should probably abandon your high street bank immediately, if not before.